Skills for the 21st Century

Celebrating 10-year Anniversary of Capital One Student Banking Program

Student Run Bank Branch

On a warm summer day in June, nestled on a New York City rooftop, 60 former high school grads came together to celebrate their unique journey with Capital One. It wasn’t your typical high school reunion. Gone were the high school rivals and anxieties of a normal reunion. This day, alumni beamed with smiles, boisterous laughs and of course plenty of selfie poses. The celebration? The 10th anniversary of Capital One’s Student Banking program.

Launched by the Capital One Community Development Banking team in 2007, the Capital One Student Banking Program established four student-run bank branches in low-to-moderate income area high schools. Under the management and mentorship of Capital One bankers, students have the ability to operate a real bank branch within their high school — providing savings products and services to their fellow students, teachers and administrators. The program offers students life-skills training, connections to industry professionals for mentoring opportunities, career awareness, work readiness skills and money management skills.

Student-bankers are also responsible for teaching their peers the importance of basic money management skills. Through a partnership with a local university, students also receive higher education and career preparatory support.

Over a decade, the program has expanded to serve more than 300 students in four high-school bank branches located in New York, New Jersey, and Maryland high schools. Many alumni serve as mentors and advisors to up-and-coming student-bankers and have gone on to pursue careers in banking, technology and entrepreneurship.

“As I've gotten older, I truly see the value of the things that were taught to me in high school,” said Michael Gray, Student Banking alumni. “I (now) want to pass on the knowledge I've obtained to a younger generation.”